Jili99 Debit and Credit Cards — Limits, Fees & Settlement
Debit and Credit Cards is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, relying on Circular No. 1003 together with the Manual of Regulations for Banks and Republic Act No. 10870.
| Fact | Value |
|---|---|
| Operator | BancNet covers domestic debit alongside the international schemes run by Visa and Mastercard. The cards come from individual BSP-supervised banks rather than from the networks themselves |
| Regulator | Bangko Sentral ng Pilipinas, relying on Circular No. 1003 together with the Manual of Regulations for Banks and Republic Act No. 10870 |
| Wallet limit | Not published |
| Per-transaction cap | Not published |
| Settlement | Not published |
| Figures as of | 2026-09 |
This section covers Debit and Credit Cards as a payment method — who operates it, its licensing, and what it publishes on limits and fees.
Debit and Credit Cards at a glance
| Field | Value |
|---|---|
| Operated by | BancNet covers domestic debit alongside the international schemes run by Visa and Mastercard. The cards come from individual BSP-supervised banks rather than from the networks themselves |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Not applicable to this rail |
| Settlement | Not applicable to this rail |
| Published fees | By virtue of BSP Circular No. 1165 of 2023, revolving credit card balances now carry interest and finance charges of up to 36 per cent a year, or 3 per cent a month, replacing the 24 per cent cap set in 2020. That same circular fixes the cash advance processing fee at a flat PHP 200 per transaction, ruling out anything additional. Acquirer and merchant negotiate merchant discount and interchange rates commercially, free of any BSP cap, and this page skips the percentages usually quoted for them since none trace to a primary source. |
A snapshot recorded 2026-09 is shown here. Payment providers don’t announce changes to limits and fees, which is why the provider’s own page is the only current source.
Debit and Credit Cards explained, as it relates to gambling transactions
Nothing Philippine-specific from BSP, Visa or Mastercard on the subject of gambling transactions could be found. As the industry-wide restricted category for gambling merchants, merchant category code 7995 needs explicit acquirer approval, something many issuing banks reportedly refuse by default. Since no Philippine network or regulator statement backs it, this description — sourced instead from general payments explainers — serves only to explain a possible decline of a gambling-merchant card payment where no published rule exists, rather than to state a fact about Philippine cards.
Paying with Debit and Credit Cards at Jili99
- Sign in at Jili99 and open the cashier.
- Choose Debit and Credit Cards where the cashier lists methods for your account.
- Make sure the name on your Jili99 account matches the name on your Debit and Credit Cards account.
- Start by checking the minimum, maximum and any fee on the cashier screen, and finish by confirming the amount.
Your live account limits are shown on the cashier screen, so check it before each first deposit using a new method.
FAQ
Debit and Credit Cards — what's the limit on the wallet?
This page states no wallet ceiling for Debit and Credit Cards, because none has been published.
Does Debit and Credit Cards charge fees?
Published fees: By virtue of BSP Circular No. 1165 of 2023, revolving credit card balances now carry interest and finance charges of up to 36 per cent a year, or 3 per cent a month, replacing the 24 per cent cap set in 2020. That same circular fixes the cash advance processing fee at a flat PHP 200 per transaction, ruling out anything additional. Acquirer and merchant negotiate merchant discount and interchange rates commercially, free of any BSP cap, and this page skips the percentages usually quoted for them since none trace to a primary source.. Providers revise these without notice.
How much delay is typical for Debit and Credit Cards?
Debit and Credit Cards has not put out a published settlement time.
How do I pay with Debit and Credit Cards at Jili99?
Once you're signed in, the cashier lets you pick Debit and Credit Cards from the methods it shows for your account. Double-check that the name matches on both accounts, and review the cashier's limits before you confirm.
Other payment rails explained here
| Guide | What it covers |
|---|---|
| GCash | As an Electronic Money Issuer under Bangko Sentral ng Pilipinas licensing |
| Maya | Bangko Sentral ng Pilipinas oversees this in its dual role as Electronic Money Issuer and registered Operator of Payment System |
| InstaPay | Bangko Sentral ng Pilipinas, acting under the National Retail Payment System framework it maintains |
| Bank Transfer | Bangko Sentral ng Pilipinas, pursuant to the National Retail Payment System framework established by Circular No. 980 |
| Over-the-Counter Cash Agents | Bangko Sentral ng Pilipinas oversees these as money service businesses, with the Anti-Money Laundering Act also in play |